Financial Operations Analyst

Description

American Credit Acceptance (ACA) is one of the nation’s leading indirect auto finance companies; we partner with dealerships across the 50 states to empower the emerging credit consumer to purchase reliable and affordable transportation. The foundation of ACA is our Guiding Principles (integrity, partnership, humility, principled entrepreneurship, initiative and fulfillment), which provide the framework for how we make decisions and execute strategies. We create value for our team members, partners, customers, and communities by acting in accordance with our Guiding Principles, which ultimately leads to a stronger company culture and better business performance. 

As the number of consumers we serve continues to grow, so does the Company’s need for diversified and cost-efficient financing sources. The Finance Operations team is responsible for managing the Company’s funding platforms in order to secure and maintain the necessary financial resources to support the Company’s operations. Our funding platform consists of ~$5+BN in financing instruments comprised of securitizations (i.e. bonds sold to institutional investors), bank credit facilities and shareholder capital. The Finance Operations Analyst will create, prepare, and report monthly collection and portfolio characteristics as part of the organization’s funding platforms credit facilities with lending partners.

Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
 Create and prepare monthly investor reports for ACA’s financing programs and credit
facilities to monitor compliance, performance, and cash flow
 Compilation and completion of daily borrowing activity and related operational data reporting/processes
through ACA’s credit facilities with lending partners
 Partner with ACA document management group to coordinate the completion and delivery of all
collateral
documents for financing arrangements to outside collateral trustees
 Partner with IT, funding, and servicing groups to develop automated and highly efficient processes
around data and reporting requirements
 Create ad-hoc data requests and analysis, as requested by Management in an accurate and timely manner

Qualifications
 Bachelor’s degree in accounting or other related field preferred; or at least one (1) year of financial
institutional experience within accounting or auditing
 Proficient in Microsoft Excel (Pivot tables, vLookup, Index, Match, SumIf functions, etc.).
 Experience working in a team-oriented, collaborative environment
 Excellent mathematical and creative problem-solving skills
 Self-motivated and directed

Supervisory Responsibility
This position has no supervisory responsibilities.

Work Environment and Physical Demands
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work
This is a full-time position with a work schedule of Monday through Friday with some schedule variations as needed.

Travel
No travel is expected for this position.

EEO Statement
ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.